Submission at the Courtroom The Stages of Civil Litigation – The relevant ADR (Alternate Dispute Resolution) Under The Code of Civil Procedure (CPC): Mandatory Mediation Process: No mandatory mediation process during the pre-trial stage except in case of family matters under the Muslim Family Law Ordinance 1961 and section 10 of the Family Courts Ordinance, 1985. – Both lists have to be published through the Government Gazette section 9(1) of 2001 Act as amended by section 4KHA of 2011 Act – If not within the gazette of list KA or KHA, then it is not vested property section 9(6) of 2001 Act amended by 4GA of 2011 Act.If if no claim is made for the property after it has been entered into the list of returnable property or a claim is dismissed then the Government will become the owner of the property who can sale or dispose with the property in any way section 26 (1) of 2001 Act amended by section 12 of 2011 Act. A prudent bank management should always try to make an appropriate balance between its return and risk involved with the loan portfolio. On the other hand, loan is also the major source of risk for the bank management. Loans comprise the most important asset as well as the primary source of earning for the banking financial institutions. In achieving the aforesaid objectives of the Bank, Credit Operation of the Bank is of paramount importance as the greatest share of total revenue of the Bank is generated from it, maximum risk is centered in it and even the very existence of Bank depends on prudent management of its credit portfolio. Credit Risk Management of Pubali Bank Limited CHAPTER ONE: INTRODUCTION 1.1 INTRODUCTION Financial institution like Bank is committed to provide high quality financial services/ products to contribute to the growth of the country through stimulating trade and commerce, accelerating the pace of industrialization, boosting up export, creating employment opportunity for the youth, poverty alleviation, raising standard of living of limited income group and overall sustainable socio-economic development of the country.
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